Our interest free credit option is a great way to spread the cost of purchases over £300. Spreading the cost of your order will not cost you a penny more than paying for it upfront. No matter what the price JQ Jewels will always have the option to spread the cost over a time period that suits you. Depending on the total of your order, you will be able to spread the cost over 6,12,24,36 or 48 months. Simply add items to your basket and then click the APPLY FOR FINANCE option; follow the simple steps and you'll receive a decision via email. Check your eligibility below before checking out.
You will only be considered for our finance option if you:
Are at least 18 years old.
Are in regular employment or re retired and are receiving a private/company pension.
Are a permanent UK resident and have lived in the UK for at least 3 years.
Have a UK bank account capable of setting up direct debits.
Have a good credit history with no late payments, debt relief orders, CCJs, IVAs, or bankruptcies.
Can provide an in-use email address in order for documents to be sent to you.
A direct debit must be set up to repay the loan amount, our details will be given upon approval. The first payment will be taken a month after you receive your purchase. You have the right to repay all or part of the loan early at any time.
If you wish to cancel your finance plan we offer a 14 day cooling off period where you may withdraw from the credit agreement after signing the documents. This MUST be done in writing via email and MUST be within 14 days of approval.
Taking out our 0% finance option does not affect our standard refund and returns policy.